Loan Origination System Plus (LOS+)

eDominate's Loan Origination System Plus, or LOS+, is a true lending system: Uniting the workflow of loan origination from application through processing, underwriting, closing, and post closing. Provides auditability in one scalable, customizable solution.

LOS+ was designed to improve efficiency, accuracy, compliance, and visibility into your loan process, specifically:

• Supporting a full range of loan products and collateral across all lines of business
• Managing the workflow of loan origination across locations, loan teams, roles, and levels of authority
• Directing screen flow automatically
• Directing and delivering documents automatically at each stage of the process plus automated faxes, emails, and eSignatures
• Incorporating audit features to track key changes and decisions on loans
• Measuring work performance automatically
• Pricing through risk-based factors
• Automating decisions based on the financial institution's underwriting guidelines

LOS+ is a modular system, integrating four distinct modules for different lines of lending:

Commercial: Supports unlimited products and collateral under a single application, and includes financial spreadsheet analysis, analysis of personal financial statements and income property analysis.

Consumer: Supports a full line of consumer products including auto, home equity, unsecured and more; provides options for automated decision-making and risk-based pricing.

Indirect: Supports dealer relationship through tracking and reporting loan status; automates the receipt of applications from automated dealer application systems (e.g., DealerTrack™), facilitates automated decisioning.

Mortgage: Supports a full range of FNMA and FHLMC products; streamlines the process with integration to DU, LP, and third-party providers such as flood certificates, credit agencies, and more.

For more information, please contact eDominate today or call (602) 222-8558.